Does capital adequacy ratio matter during the Covid-19 outbreak? Evidence on state-owned banks in Indonesia
نویسندگان
چکیده
The Covid-19 epidemic has brought significant changes in the financial performance of Indonesian banking sector. Weak economic indicators lead to a reduction bank capital due insufficient working loans. This study was conducted find out adequacy ratio state-owned banks Indonesia during pandemic. data set is based on quarterly reports for 2020-2021 period. We prove that lending and NPL have an effect CAR. In condition, there decrease credit increase non-performing loans starting third quarter 2020 increased slightly 2021. Meanwhile, tends be stable, because government strengthened capital. shows can maintain CAR consistently safely. level safe defense increases line with growth while maintaining industry regulations.
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ژورنال
عنوان ژورنال: Jurnal Penelitian
سال: 2023
ISSN: ['2541-6944', '1829-9903']
DOI: https://doi.org/10.26905/jp.v19i2.9296