Does capital adequacy ratio matter during the Covid-19 outbreak? Evidence on state-owned banks in Indonesia

نویسندگان

چکیده

The Covid-19 epidemic has brought significant changes in the financial performance of Indonesian banking sector. Weak economic indicators lead to a reduction bank capital due insufficient working loans. This study was conducted find out adequacy ratio state-owned banks Indonesia during pandemic. data set is based on quarterly reports for 2020-2021 period. We prove that lending and NPL have an effect CAR. In condition, there decrease credit increase non-performing loans starting third quarter 2020 increased slightly 2021. Meanwhile, tends be stable, because government strengthened capital. shows can maintain CAR consistently safely. level safe defense increases line with growth while maintaining industry regulations.

برای دانلود باید عضویت طلایی داشته باشید

برای دانلود متن کامل این مقاله و بیش از 32 میلیون مقاله دیگر ابتدا ثبت نام کنید

اگر عضو سایت هستید لطفا وارد حساب کاربری خود شوید

منابع مشابه

State-Owned Enterprises and Corporate Governance Strength: Evidence from Indonesia

Background: This study investigates whether state-owned enterprises (SOEs) in Indonesia implement stronger corporate governance than do non-SOEs. It can be argued that as a large dedicated institutional investor, the Indonesian government has an incentive to strengthen corporate governance in SOEs and possesses the ability to bear the cost of implementing stronger governance. Research Methods: ...

متن کامل

The Effect of Bank Investment on Lending. Does Capital-Adequacy Matter?

 In Basel III regulations, high risk coefficients are considered for banks investments. In terms of capital adequacy restrictions, the regulations state that if a bank makes a major investment in the non-financial sector, it must deduct the same amount of capital. This study examines the effect of banks' investment on borrowing by considering the role of capital adequacy, and also the impact th...

متن کامل

state-owned enterprises and corporate governance strength: evidence from indonesia

background: this study investigates whether state-owned enterprises (soes) in indonesia implement stronger corporate governance than do non-soes. it can be argued that as a large dedicated institutional investor, the indonesian government has an incentive to strengthen corporate governance in soes and possesses the ability to bear the cost of implementing stronger governance. research methods: ...

متن کامل

Capital Adequacy Ratio and Financing Behavior in Iran’s Banking System

For Iran as an oil exporter country, heavy reliance on the extractive sector for generating fiscal revenues and export earnings translates into increased vulnerabilities to oil price shocks. The structure of the economic policy, and the   banking systems make macroprudential policy a particular relevant tool for Iran. The capital adequacy is a macro prudential instrument used to maintain the st...

متن کامل

ذخیره در منابع من


  با ذخیره ی این منبع در منابع من، دسترسی به آن را برای استفاده های بعدی آسان تر کنید

ژورنال

عنوان ژورنال: Jurnal Penelitian

سال: 2023

ISSN: ['2541-6944', '1829-9903']

DOI: https://doi.org/10.26905/jp.v19i2.9296